Hi Miss, I have been diligently researching massive-weight loss body contouring for months now. Unfortunately, the only surgery that I've heard of
sometimes being covered by insurance is a panniculectomy (removal of the "apron" of skin hanging from the lower belly). That said, I hear that getting this approved by insurance takes a
lot of effort. You must prove medical necessity, such as documenting rashes that won't heal. Keeping notes on all the different medications you've tried, dates of treatment, doctors you've seen, pictures of the area in different stages of inflamation, etc.
It is extremely unfortunate that insurance companies do not recognize these types of procedures as "reconstructive". They are still considered "cosmetic" which isn't at all the case when you've lost the kind of weight bariatric patients do. Unfair but that's another whole post in itself.
I'm about 35 pounds away from my new goal (original goal was to loose 100 pounds, I've lost 105 so far). I plan to schedule consultations with the top 5 plastic surgeons on my list at the end of this year. I hope to have my surgery(ies) in February/March.
Once I have pricing, I'll need to decide which areas of my body to prioritize. There's no way I'll be able to do everything I want so I'll have to take a hard look at what is a need (bat wings) and what is a want (butt lift). For financing, I'm taking a 5 year loan against my 401K. It will be like a very expensive 2nd car payment each month. I will have to make many sacrifices to juggle finances but I'm 100% willing and so excited.
TMI for sure but I've been researching so much about it that I can't help to go on and on about it.